Your Home Buying Journey Starts Here
Whether you're a first-time buyer or looking for your dream home, we'll guide you through every step of the process with expert advice and competitive rates.
Your Path to Homeownership
Follow our proven 6-step process to make your home buying journey smooth and stress-free
Get Pre-Qualified
Know your budget and strengthen your offer
Find Your Home
Work with a realtor to find the perfect property
Make an Offer
Submit a competitive offer with your pre-qualification
Inspection & Appraisal
Ensure your home is in good condition and verify its value
Final Walkthrough
One last check before closing day
Close & Move In
Sign papers and get your keys!
First-Time Buyer? We've Got You Covered
Buying your first home is exciting but can feel overwhelming. Here are our top tips to help you navigate the process with confidence.
Check Your Credit Score
Know your credit score early and work on improvements if needed. A higher score means better rates.
Save for Down Payment & Costs
Plan for down payment (3-20%), closing costs (2-5%), and moving expenses.
Get Pre-Qualified Early
Stand out to sellers with a pre-qualification letter showing you're a serious buyer.
Research Assistance Programs
Explore FHA, VA, USDA loans and first-time buyer programs for lower down payments.
Affordability Calculator
Discover your home buying power in seconds
Monthly Payment (P&I)
$2,718
Home Price Range
$400,751 - 509,422
For educational purposes only. This is NOT a rate quote.
Contact us for personalized rates and terms.
Home Buying Resources & Guides
Everything you need to know about buying a home, all in one place
Buyer's Guide
Comprehensive guide covering everything from house hunting to closing day.
Download GuideMortgage Calculator
Calculate monthly payments, compare loan options, and estimate closing costs.
Use CalculatorFrequently Asked Questions
Get answers to common home buying questions
How much down payment do I need?
Down payment requirements vary by loan type. Conventional loans typically require 3-20%, FHA loans require as little as 3.5%, VA and USDA loans may offer 0% down options for qualified buyers.
What's included in closing costs?
Closing costs typically include loan origination fees, appraisal fees, title insurance, escrow fees, recording fees, and prepaid items like property taxes and homeowners insurance. They usually range from 2-5% of the home price.
How long does the home buying process take?
From offer acceptance to closing, we average under 16 days from contract to close. However, the time to find the right home varies greatly. Getting pre-qualified before house hunting can speed up the process.
What credit score do I need to buy a home?
Credit score requirements vary by loan type. FHA loans may accept scores as low as 580 with 3.5% down. Conventional loans typically require 620+. Higher scores generally qualify for better interest rates.
Should I get pre-qualified or pre-approved?
Pre-qualification gives you an estimate of what you can afford based on self-reported information. Pre-approval involves a credit check and documentation review, providing a more accurate loan amount and strengthening your offer to sellers.
Ready to Start Your Home Buying Journey?
Get pre-qualified in minutes and take the first step toward your dream home.
No obligation. No impact on your credit score for pre-qualification.