Your Dream Home Starts Here
Get approved in minutes, close in as little as 21 days. Join thousands of happy homeowners who trusted us with their mortgage journey.
Calculate Your Payment
Estimated Monthly Payment
$2,528
Principal & Interest Only
3-minute application • No credit impact • Instant decision
Find Your Perfect Loan
Whether you're buying your first home or your fifth, we have the right mortgage solution for you
Conventional Loans
Traditional mortgages with competitive rates for borrowers with good credit. Down payments as low as 3%.
- Loan amounts up to $801,500
- No mortgage insurance with 20% down
- Fixed and adjustable rates available
FHA Loans
Government-backed loans perfect for first-time buyers with flexible credit requirements.
- Down payments as low as 3.5%
- Credit scores from 580+
- Gift funds allowed for down payment
VA Loans
Exclusive benefits for veterans, active military, and eligible spouses. Thank you for your service!
- $0 down payment required
- No mortgage insurance
- Competitive interest rates
USDA Loans
Zero down payment loans for eligible rural and suburban homebuyers. Great for first-time buyers!
- 100% financing available
- Low mortgage insurance
- Flexible credit guidelines
Jumbo Loans
Financing for luxury properties and high-value homes that exceed conventional loan limits.
- Loan amounts up to $3 million
- Competitive jumbo rates
- Flexible down payment options
Refinancing
Lower your rate, reduce your payment, or tap into your home's equity with our refinance options.
- Rate & term refinancing
- Cash-out refinancing
- Streamline refinancing
Fast, Simple, Transparent
Our streamlined process gets you from application to keys in hand faster than traditional lenders
Get Pre-Approved
Quick online application. Get your approval letter in minutes, not days.
Find Your Home
Shop with confidence knowing exactly what you can afford.
Lock Your Rate
Secure your rate and upload documents through our secure portal.
Close On Time
21-day closing guarantee. We'll be there every step of the way.
Why Massachusetts Homebuyers Choose Us
We're not just another mortgage company. We're your neighbors, committed to making homeownership accessible and stress-free for our community.
Lightning Fast Closings
We close loans faster than anyone in Massachusetts. Period. Your dream home won't wait, and neither should you.
Local Experts
Born and raised in Massachusetts, we know every neighborhood, every market trend, and every opportunity to save you money.
No Surprises Policy
What we quote is what you get. No hidden fees, no last-minute changes. Just honest, transparent service from start to finish.
Client Review Highlight
I 100% recommend Rosemary Arruda to help in this very important stage of our lives. Thank you very much for your help, you were always on our side, for never giving up, even in a complicated process, you always find the best solution. Excellent professional, attentive, always available to help, kind and above all Friend. Thank you for everything, without you we wouldn't have been able to buy our first home!!! You are the best!
Marina Oliveira
First-Time Homebuyer
Google Review
5 months ago
What Our Clients Are Saying
Real reviews from real Massachusetts homeowners
Ready to Make Your Move?
Join thousands of Massachusetts families who found their perfect home with our help. Get pre-approved in minutes with no impact to your credit score.